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MINI Cooper Finance Department Near Jackson, MI | MINI of Ann Arbor
Sales: (734) 272-4657 | Service: (734) 315-0014

MINI Cooper Finance Center in Ann Arbor

Finance Process at MINI of Ann Arbor

When you’ve set out to find a new MINI vehicle, you shouldn’t feel stressed by the financing process. Here at MINI of Ann Arbor, our team of financing experts are committed to our customers. No matter your budget or credit situation, we’ll help you select a lease option or auto loan that suits you best.

We often have the lowest financing rates, best manufacturer rebates, and low lease rates. We also offer specials programs for college grads, U.S Military members, and current MINI customers. You may be surprised how low your payments could be after we match you with the best programs and incentives.

Sales Info

Phone Number:Sales Hours:
  • Mon - Fri9:00 AM - 6:00 PM
  • Sat10:00 AM - 4:00 PM
  • SunClosed


Getting a Car Loan is Simple at MINI of Ann Arbor

Step 1: Determine Your Budget

A good first step is knowing the amount you’d like to borrow based on the monthly payment that will suit your budget. Whether you’re purchasing or leasing, you can use our payment calculator on any vehicle in our inventory to get an idea of what your car payments would be.

Step 2: Get Pre-Approved

To speed up the in-dealership process, you can fill out our online pre-approval form (You can also complete the credit application at the dealership).

Step 3: Select Your Vehicle

Once you’ve figured out what payment best fits your budget and our finance managers have reviewed your credit application and given you a pre-approval, the exciting part begins. You can browse through our online inventory or visit us at the dealership to find the new MINI vehicle that best suits your needs.
See, it’s really that easy! You can complete the steps in any order you choose. Select one of the buttons below to get started, or if you have questions check out our FAQ below.

Common Financing Questions

Should I Buy Or Lease At MINI of Ann Arbor?

When it’s time to upgrade your vehicle you have the option of buying or leasing. Our experts will gladly help you decide which option is the best for you. There are many benefits for both buying and leasing. One benefit of buying is the great financing rates. We offer low financing rates with qualifying credit on your next new vehicle. On the other hand, a benefit of leasing is the flexibility. You can choose a different model every 2-4 years (the duration of your lease) if your needs and wants change.

Should I Finance Through MINI of Ann Arbor Or My Bank?

That’s probably the most popular question we are asked. No matter your credit situation, we are partnered with a number of credit unions and banks that make it possible to customize a loan specifically for you. If you finance through us, you may be eligible to receive incentives like cash back offers and rebates. We recommend checking our specials and talking with our finance team about financing to ensure you get the best rate, even if you’ve already gotten an approval from your bank.

How Do I Get A Low-Interest Rate Loan?

The type of vehicle you choose, down payment, loan term-length, and your credit history all are factors in determining the interest rate on your vehicle purchase. Often the lowest are new vehicles rates. We work with many of banks that will compete for your business. You can rest assured knowing that whether you choose a new or used vehicle, you will be getting the best rate possible. Your credit report will also factor into your rate. It includes information on your open accounts, summaries of your current monthly payments and utilization of credit. You will also want to consider the down payment you are comfortable with. It can help you qualify for a lower rate and help you get approved.

Have a question that isn’t listed here? Feel free to contact one of our Finance Managers.


3500 Jackson Road, Ann Arbor, MI 48103, United States

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(734) 272-4657

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3500 Jackson Road • Ann Arbor, MI 48103

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Today's Hours:

Open Today! Sales: 10am-4pm

Service: Closed

Parts: Closed

MINI of Ann Arbor

3500 Jackson Road Ann Arbor, MI

Phone: (734) 272-4657


Phone: (734) 868-5353

3500 Jackson Road Ann Arbor, MI


Phone: (734) 272-4657

3500 Jackson Road Ann Arbor, MI


Phone: (734) 315-0014

3500 Jackson Road Ann Arbor, MI
42.286188 -83.8006429
MINI of Ann Arbor 42.286188, -83.8006429.